In this episode, I delve into the realm of secured credit cards. They serve as a viable alternative for individuals grappling with poor credit or lacking a credit history, often facing hurdles in securing approval for traditional credit cards. The distinguishing feature of these cards lies in their requirement of a cash deposit, offering reassurance to the card issuer in the event of non-payment by the cardholder.   Typically, most secured cards mandate a deposit ranging from $200 to $300, although exceptions exist, including one card with a lower deposit option. While every secured card permits deposits exceeding the minimum threshold, many impose a cap on the maximum deposit amount.   Tune in to this podcast episode for an insightful exploration of secured credit cards and their role in kickstarting and rejuvenating your credit journey.   Resources Credit Builder Card https://www.creditbuildercard.com/pdixonconsulting    Capital One Quicksilver Secured Cash Rewards Credit Card https://www.capitalone.com/credit-cards/platinum-secured/    Discover It® Secured Card https://www.discover.com/credit-cards/secured/    It’$ My Money Academy https://www.itsmymoneyacademy.com/     Connect with the host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/ 

In this episode of The Money Exchange Podcast, I have the pleasure of engaging in an insightful conversation with renowned financial expert Lynnette Khalfani-Cox about her latest book, "Bounce Back: The Ultimate Guide to Financial Resilience," and its accompanying workbook.   Tune in as we delve into practical financial management tips and tricks designed to help individuals maintain solid money management practices for the long haul. From budgeting strategies to investment insights, Khalfani-Cox shares invaluable advice to empower you to take control of your financial future.   Moreover, we explore the concept of bouncing back financially and emotionally after life's inevitable setbacks, including job loss, divorce, damaged credit, natural disasters, or the loss of a loved one. Through candid discussions and actionable strategies, you'll discover how to reset and rebuild your financial life with resilience and confidence.   Whether you're seeking guidance to weather financial storms or looking to proactively strengthen your financial foundation, this episode offers indispensable wisdom and practical tools to navigate life's financial challenges with resilience and grace.   Join me and Lynnette Khalfani-Cox in this episode as we explore financial empowerment and resilience!   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/    Connect with guest, Lynnette Khalfani-Cox   +Instagram https://www.instagram.com/lynnettekhalfanicox   + Twitter https://twitter.com/themoneycoach    +Facebook https://www.facebook.com/lynnettekhalfanicox

As someone who travels frequently for both personal and business purposes, I often find myself boarding flights.    Recently, I had the opportunity to fly with Breeze Airways, prompting me to share my experience and compare it to American Airlines.    I delve into the economic aspects of both carriers. If you're a frequent traveler, you might want to tune in to this episode to explore the differences.   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/ 

In this episode, I explore the driving forces behind the next generation of business leaders and visionaries, with insights from none other than Candace Okin, founder of Mason Makes Money Fund.   Candace Okin, a trailblazer in her own right, shares her perspective on what fuels the entrepreneurial spirit among young minds. Through her company, Mason Makes Money Fund, she's on a mission to positively influence and support young entrepreneurs as they navigate the exciting yet challenging world of business.   Tune in as Candace delves into the motivations and passions that propel young entrepreneurs forward. From their unwavering creativity to their innate drive to make a difference, she unveils the unique characteristics that set these young trailblazers apart.   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/    Connect with guest Candace Okin   +Website https://www.masonmakesmoneyfund.org/    +Instagram https://www.instagram.com/masonmakesmoneyfund/   

In this episode of The Money Exchange Podcast, I delve into the realm of non-profit empowerment with a remarkable guest, Lasheena Williams, the visionary CEO of The Non-Profit Enthusiast. Listen in as we explore the profound journey of The Non-Profit Enthusiast, an organization dedicated to nurturing non-profits beyond philanthropy.   Lasheena Williams shares her insights on how she empowers non-profit organizations to thrive by equipping them with essential tools, valuable resources, and expert guidance. Uncover the myths around non-profits, the difference between a for-profit and non-proft and dynamic approaches on how to foster growth and sustainability within the non-profit sector.   Tune into this episode and discover the transformative power of strategic empowerment as I unravel the inspiring story of The Non-Profit Enthusiast and its commitment to amplifying the impact of non-profit organizations.   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/    Connect with guest, Lasheena Williams +Website   https://nonprofitenthusiast.com/   

Join host Patrina Dixon in a captivating episode of The Money Exchange Podcast as she engages in a heartfelt conversation with Erik, the visionary behind Oak Bluffs Inn. Nestled by the beach, Oak Bluffs Inn has become a beacon of hospitality, drawing guests back time and again. In this episode, we explore the reasons behind the inn's charm and success.   For those aspiring to enter the world of bed and breakfast ownership, Erik shares valuable advice. From considering the high entry costs to prioritizing guest safety and continuously improving based on feedback, his insights provide a roadmap for turning dreams into a thriving reality.   Tune in to this episode for an inside look at Oak Bluffs Inn, where dreams meet breakfast, and discover the secrets behind the warmth and allure that keep guests returning to this idyllic haven by the beach.   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/    Connect with guest, Erik Albert +Website https://oakbluffsinn.com/    +Instagram https://www.instagram.com/theoakbluffsinn/   

Join Patrina, known as the "money lady," in this solo episode as she shares insights from a podcasting perspective, recapping the highlights and pivotal moments that shaped the previous year. Delve into the successes, challenges, and exclusive behind-the-scenes experiences from her involvement in a remarkable 2023 program.   Get ready for an exclusive preview into the year ahead, as Patrina provides invaluable perspectives on what to expect in 2024 within the podcasting realm. From tools she intends to use to podcast sponsorship opportunities, she shares it all.   Tune in to this episode of "The Money Exchange Vault" to listen in firsthand on the recap of the 2023 and sneak-peek into 2024.   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/   

In this compelling episode of The Money Exchange Podcast, join host Patrina Dixon as she delves into the world of professional development and career advancement with Lee Crockett, MBA, an esteemed executive and career coach. With over a decade of leadership experience in top-tier companies like Frito-Lay, Nestle, and FXI, Lee Crockett is on a mission to empower high-achieving professional women.   Lee shares her journey of founding Lee Crockett Consulting, an avenue where she harnesses her expertise in sales, strategy, and professional development to propel women towards success. Her focus is crystal clear: enabling women to claim the titles and compensation they rightly deserve by navigating the obstacles of imposter syndrome, fast-tracking promotions, and seizing control of their careers.   Throughout the episode, Lee imparts invaluable insights and strategies for women aspiring to break through the glass ceiling. She explores the nuances of leadership, overcoming challenges, and the critical importance of mentorship in achieving career aspirations. Her passion and dedication to fostering a more inclusive corporate landscape shine through as she discusses ways to create a seat at the table and navigate the complexities of career growth.   Join Patrina Dixon and Lee Crockett in this engaging conversation that aims to inspire and equip women with the tools and mindset needed to thrive in the competitive corporate world. Tune in for a dynamic discussion filled with actionable advice, empowering anecdotes, and a roadmap towards mastering professional growth as a woman in today's corporate landscape.   Resources   Master Being An Affiliate   https://millionairemindset01.gumroad.com/l/PDSRF?autocomplete=true&layout=discover&query=master+being+affili&recommended_by=search&_gl=1*10wx3v9*_ga*NzA3NTYzMS4xNzAwMjQyNTg4*_ga_6LJN6D94N6*MTcwMDUwNzc5Mi4zLjEuMTcwMDUwNzc5Mi4wLjAuMA..    Sign Up for The Newsletter  http://eepurl.com/c8pAbz     Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/  Connect with guest Lee Crockett   +Instagram   https://www.instagram.com/leeacrockett/    +LinkedIn   https://www.linkedin.com/in/lee-crockett-mba/    +Facebook   https://www.facebook.com/leeannecrockett    +Twitter   https://twitter.com/LeeACrockett   

Join host Patrina in this insightful solo episode of The Money Exchange as she delves into the world of affiliate marketing. Unravel the mysteries and misconceptions surrounding this lucrative online avenue for generating income.   Patrina provides a comprehensive breakdown of what affiliate marketing truly entails, dispelling myths and highlighting its genuine potential for financial growth. She clarifies the role of an affiliate marketer, shedding light on how it differs from traditional sales and marketing approaches.   Listeners will discover valuable insights into where and how to unearth affiliate programs, uncovering diverse opportunities across various industries. Patrina shares invaluable tips on identifying the right programs aligned with your interests, audience, and earning potential.   Are you curious about the essentials needed to kickstart your journey as an affiliate marketer? Patrina outlines the fundamental prerequisites, offering a roadmap for aspiring affiliates. From essential tools to cultivating a strategic approach, she navigates through the crucial elements required for a successful start in this competitive landscape.   Tune in to this episode of The Money Exchange and empower yourself with the knowledge and guidance needed to embark on your affiliate marketing venture.    Resources   Master Being An Affiliate   https://millionairemindset01.gumroad.com/l/PDSRF?autocomplete=true&layout=discover&query=master+being+affili&recommended_by=search&_gl=1*10wx3v9*_ga*NzA3NTYzMS4xNzAwMjQyNTg4*_ga_6LJN6D94N6*MTcwMDUwNzc5Mi4zLjEuMTcwMDUwNzc5Mi4wLjAuMA..    Business Insider Article   https://africa.businessinsider.com/news/a-financial-coach-shares-4-lucrative-ways-she-turned-her-personal-brand-into-side/lqhcd51    Sign Up for The Newsletter  http://eepurl.com/c8pAbz   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/ 

Embark on an enlightening conversation with Brieanna Lightfoot Smith, a distinguished entrepreneur, as she graces The Money Exchange Podcast with her expertise.    In this episode, she shares her wealth of experience, highlighting the common but crucial mistakes that can spell disaster for businesses.   Gain exclusive insights into her journey, learn from her triumphs and challenges, and uncover the essential strategies she used to build her entrepreneurial empire.    Dive into this episode brimming with practical wisdom and inspirational guidance, tailored to empower aspiring entrepreneurs aiming for unparalleled success.   Resources + Sign Up For Grants For Small Businesses https://grantsforsmallbusinessowners.substack.com/    + Grab The Free Level Up Checklist https://itsmymoney.info/resources/    + Brand Builder's Blueprint https://brieanna-lightfoot-smith-s-school.teachable.com/p/the-brand-builder-s-blueprint    + Positioned for Profit https://brieanna-lightfoot-smith-s-school.teachable.com/p/positioned-for-profit    ** Use code IMM to save 30% ** Connect with host Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/  Connect with guest Brieanna Lightfoot Smith +Instagram https://www.instagram.com/blightfootsmith/   +Website Brands By Brie  

Join us in this episode as we dive into the inspiring journey of two tenacious female entrepreneurs, Fifi Bell, and Gwen Woods, who embarked on a flavorful adventure that began with frustration and ended with a feast.   Tired of the severe lack of crab options in the bustling streets of New York, it all started with a dinner party at Gwen's house, where Fifi proposed the idea of opening a crab restaurant. A year later, their dream became a reality, and The Crabby Shack was born.   Discover how these two visionary women left their jobs behind to follow their passion for seafood and bring their dreams to life. From navigating the challenges of entrepreneurship to perfecting their unique crab recipes, this episode unravels the secrets behind their success.   Learn about the determination, dedication, and deliciousness that led to The Crabby Shack's rise to seafood stardom in the Big Apple.     Hit play and listen in on the dynamic duo behind The Crabby Shack.   Connect with host Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/    Connect with guests Fifi Bell and Gwen Woods +Website https://thecrabbyshack.com/    Resources + How to Start A Podcast https://itsmymoney.info/shop/    

In this solo episode, Patrina Dixon, the host of The Money Exchange, shares her recent experiences traveling domestically within the United States using Spirit and Frontier Airlines.   Despite the affordable ticket prices for these flights, Patrina thoughtfully explores the advantages and disadvantages of both airlines.   For those looking to save a few dollars on their next domestic flight, this episode is a must-listen.    Press play and dive into Patrina's valuable travel tips and hacks.   Connect with host Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/  +Twitter https://twitter.com/itsmymoney_  +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon  +Website http://www.itsmymoney.info/   

Marriage is not just a union of hearts; it's also a merging of finances and financial goals. Yet, many couples avoid talking about money before saying, "I do." In this episode, Certified Financial Planner™ and a Certified Financial Therapist-Level I™ Practitioner Bill Nelson sheds light on why these conversations are vital and how they can strengthen your relationship.    Together we explore the following key topics: The Importance of Financial Transparency Understanding Each Other's Financial Values Creating Joint Financial Goals Pre-Nuptial Agreements and Financial Protections Money Talks and Conflict Resolution   Tune in to this episode for expert advice, real-life anecdotes, and practical steps to make your financial pre-wedding chat a breeze. Your journey to "happily ever after" starts with the right financial conversations.   Connect with host Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/    Connect with guest Bill Nelson +Website https://pacesetterplanning.com/    +Instagram https://www.instagram.com/pacesetterplanning/   

In this episode, we dive deep into the world of multi-family real estate investing. Our guest, Joseph Kimbrough, shares his incredible journey of how he skyrocketed his career in real estate investing starting with wholesaling then moving to the fund route and specifically partnering with investors to invest in multi-family units. His experience going from Basketball to Marine Corps to Real Estate Investing gives him an interesting perspective on approach and disciplines. Joseph's story is nothing short of inspiring. He has mastered the art of growing his career and his financial portfolio by collaborating with investors of all levels to acquire and manage multi-family properties. Through his experiences, he has not only achieved financial success but has also created opportunities for others to invest in this dynamic and lucrative sector. In this discussion, I ask Joseph questions on the process, strategies and triumphs involved in multi-family real estate investing. Whether you're a seasoned investor or just starting out, this is the episode for you. This insightful conversation on the power of collaboration and smart investment choices in the world of multi-family real estate. You got this!! Tune in to this episode to discover the keys to success in multi-family real estate investments.   Connect with guest Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/  Connect with host Joseph Kimbrough +Instagram https://www.instagram.com/josephkimbrough/  +Website https://www.investinapartmentsnow.com/  

In this inspiring episode, we sit down with Brent Bowers, a dedicated investor and coach specializing in the world of buying and selling vacant land. Brent's journey is one of remarkable transformation, from serving as an Army Officer with over 8 years of honorable service to becoming a successful land investor and coach. Tune in as Brent shares his incredible journey of transitioning from a military career to real estate and, eventually, land investing. Discover how Brent expanded his land investment business, even hiring a dedicated team, all while ensuring he had more quality time to spend with his loved ones. Whether you're an aspiring investor, a seasoned real estate professional, or simply curious about the world of land investing, this episode is filled with valuable insights, tips, and inspiration that can help you take your next steps toward financial freedom and a more balanced life. Don't miss this engaging conversation with Brent Bowers as he delves into the art of land investing and how it can transform not only your financial future but also your quality of life.   Key Takeaways: The difference between land and real estate investing How investing in vacant land provided financial stability  The rapid growth of Brent's land investment business  Brent's coaching journey and his mission to help others succeed in land investing. Valuable insights and tips for aspiring land investors.   Connect with guest Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/    +How To Start A Podcast https://itsmymoney.info/product/how-to-start-a-podcast/   Connect with host Brent Bowers +Instagram https://www.instagram.com/brentlbowers/   +Website https://thelandsharks.com/   +Resources www.TheLandSharks.com/LOL www.TheLandSharks.com/DD   

Joining a credit union is more than just banking; it's about building a brighter financial future while being part of a community that cares. Having an account with a credit union is all about financial empowerment and community support. When you join a credit union, you become a member-owner and not just a customer. To highlight this, I speak to David Tuyo, President/CEO at University Credit Union about the importance of having an account at a credit union. Get this episode going. Press play!   Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/  +Twitter https://twitter.com/itsmymoney_  +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon  +Website http://www.itsmymoney.info/  Connect with guest, David Tuyo +LinkedIn https://www.linkedin.com/in/david-tuyo-16083714/  +Website https://www.ucu.org/   

Saving money during travel is an essential aspect of smart travel. It not only helps you stick to your budget but also allows you to make the most of your trip without worrying about overspending. While celebrating my wedding anniversary, I put this into play when planning my time away in celebration at Martha’s Vineyard. I share it all in this episode. Press play to listen in.   Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/ 

Personal finance is complex and this can be challenging to most people leading them to ignore working on their finances for a long period of time yet this will cost them in the long run.   The anxiety that sprouts out in majority of individuals coupled with understanding the various investment options, tax considerations, and financial products available is enough for one to throw in the towel.    However, Certified Financial Planner, Lawrence David Sprung challenges anyone struggling to see the bigger picture in personal finance to look at what they hope to accomplish when their finances in order.   Is it taking your child through college or owning a home? Well, working on your personal finances can help you arrive at that point.   It is a journey worth exploring and you can find out how in this episode.   Hit play and listen in.    Connect with host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/    Connect with guest, Lawrence David Sprung  +Website https://www.mitlinfinancial.com/ 

Your credit score is a crucial factor that can impact your financial life in numerous ways.    Whether you're applying for a loan, renting an apartment, buying a house or car or getting car insurance and in some cases securing a job - a strong credit score can open doors and provide you with better opportunities.   In this episode, I speak to credit coach Jeanne Kelly about how working on your credit can save you money rather than cost you.    Financial Resources https://www.annualcreditreport.com/index.action    Connect with host, Patrina Dixon  +Instagram https://www.instagram.com/itsmymoney_/    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Website http://www.itsmymoney.info/    Connect with guest, Jeanne Kelly  +Website https://www.jeannekelly.net/ 

In this episode, I am joined by Dorethia Kelly to discuss the importance of financial planning and how it plays a crucial role in savings for high-income earners.    We explore strategies for effective budgeting, setting financial goals, and prioritizing savings.    Dorethia shares practical tips and tools to help listeners overcome obstacles and develop healthy financial habits.   Eager to delve into the details of this episode. Press play.    Financial Resources https://itsmymoney.info/shop/  Connect with host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoney.info/    Connect with guest, Dorethia Kelly   Website https://dorethiakelly.com/