In this episode of Creative Minds Smart Money, host Samantha Eck breaks down one of the biggest hiring questions creative business owners face: should you bring on an employee or a contractor?Choosing the wrong classification can be a costly mistake legally, financially, and emotionally. Samantha explains the differences between employees and contractors in plain language and shares real-world examples to help you avoid IRS red flags while building the type of support system that works best for your business model.If you’ve been debating whether it’s time to grow your team—or you’re worried about hiring the wrong way, this episode will give you the clarity and confidence you need.Questions answered in this episode:What’s the real difference between an employee and a contractor?How does the IRS decide if someone is classified correctly?What are the pros and cons of hiring a contractor?What are the pros and cons of hiring an employee?What risks do you face if you misclassify a role?What questions should you ask yourself before making a hiring decision?How can contracts and paperwork protect you when hiring