Have you ever felt so exhausted that you’ve found yourself dreading the things that only a few weeks/months ago brought you all sorts of joy? Do you feel that your energy and willingness to engage with your daily routines have evaporated? If the answer to any of these questions is yes, you might be engaged in a silent battle with a major public health enemy: burnout. In this episode, I’ll share with you my own burnout story and what I am doing to tackle it. Unfortunately, burnout is pretty much everywhere. The stats don’t lie. According to the SHRM’s Employee Mental Health Research Series, 44% of the survey respondents feel burned out and 51% report feeling “used up” at the end of their workday. It seems that in today’s work culture, burnout has become a standard. However, as it turns out, this 21st century is not limited to traditional workplaces. In this episode, I’ll share with you my own burnout story and what I am doing to tackle it.In this episode you will learn: Storytime: the full chismecito! What am I doing to get myself out of this phase? 3 questions you need to ask yourself to assess your situation. For a quick recap of this episode go to https://www.jenhemphill.com/415The post, The Road To Burnout: Is There a Way Out? | HDM 415 appeared first on the Her Dinero Matters Podcast.

Wishing you and your loved ones a holiday filled with joy, love, and abundance. Thank you for being a part of this community—we wouldn’t be here without you.Happy Thanksgiving!

Have you ever felt mildly uninspired by your job, career, and in general, the everyday routine? It’s not that you don’t enjoy what you do or think there’s something wrong with how things are going. No, nothing like that. It’s just that, sometimes, the realization that you don’t feel seen or heard in certain situations is too hard to ignore. If you ever felt that, this week’s conversation will surely provide that extra dose of inspiration to reclaim your career path. In this episode, Carrie Peralta will share with us her insights on the biggest roadblocks that Latinas still face in the workforce and how to overcome them. Although nowadays our workplaces are more diverse and inclusive than ever, it’s undeniable that Latinas still have a long journey ahead, especially when it comes to breaking into highly competitive industries, like tech and finance. This is why this week’s interview with Carrie Peralta feels especially relevant. Carrie is a Career Coach and founder of Peak State Coaching. She’s on a mission to support tech talent, particularly that of women, BIPOC, and LGBTQIA+ individuals, in building the confidence, clarity, and self-awareness required to transform their professional journeys. In this episode you will learn: Why advocating for yourself is the single, most important thing you can do to advance your career.The difference between mentorship, allyship, and sponsorship.Tips to crush that compensation conversation we all feel queasy about like an absolute pro. For a quick recap of this episode go to https://www.jenhemphill.com/414The post, Career Roadblocks Ahead? How To Develop Unshakeable Confidence To Elevate Your Career | HDM 414 appeared first on the Her Dinero Matters Podcast.

If you’ve ever browsed your library’s psychology/self-help section, you know that boundaries are everywhere. No matter where you turn or who you ask, the topic always resurfaces, claiming its spot at the top of your list of good habits to acquire. However, one thing is talking about boundaries and another is actively setting them up. If you still struggle with this (FYI, you’re not alone!), maybe it’s time for a lil’refresher. In this week’s episode, I’m sharing a quick primer on boundaries, why they matter, and how having a couple of them firmly set can (and will!) enhance your holiday experience. If you are anything like me, you know actively setting up boundaries sounds way, way simpler in theory than in practice. The problem is that no one teaches how to do this, or even what types of boundaries to set and when. This lack of actionable insights becomes a glaring issue around the seasons when social interactions and demands for your time increase, such as the holiday season. This is why, this week I decided to put together a quick reminder of why setting boundaries during busy seasons is so important and how would those boundaries look like

When was the last time that things didn’t go according to plan? If you’re anything like me, “quite often” is probably your answer (and there’s nothing wrong with that). The reason is simple: even the best thought and carefully weighted plans cannot keep life from happening, sometimes in the most random ways. In fact, although eliminating the unexpected from your life is almost impossible, no one ever teaches you how to react to life when things massively deviate from your original plan. This is why, in today’s episode, I’ll share with you five things you have to practice if you want to make your peace with the unexpected. We’ve all had a moment (or two) when we swore a plan or project would turn out alright. Maybe the whole thing was a low-stakes, low-pressure project where virtually nothing could go wrong, or maybe this plan was just replicating something you had already done in the past with a decent amount of success. In any case, the expectations were low, and your confidence soared. This is why, when things didn’t turn out as expected, all you could do was stare at the facts in disbelief. Did you forget an important point? Were you not prepared enough? It may sound a tad irritating, but the answer is far simpler: unexpected circumstances usually happen… well, when you least expect it! And in no other sector is this as true as in finance.In this HDM episode, I’ll be sharing a personal story that shows how life’s curveballs don’t have to derail you from your path. In this episode you will learn: What does the unexpected have to do with your financial life?Reasons why unexpected situations can be so overwhelming.The 5 key lessons that you can take away from unexpected life disruptions. For a quick recap of this episode go to https://www.jenhemphill.com/412The post, What You Don’t See Coming: Five Lessons From The Unexpected | HDM 412 appeared first on the Her Dinero Matters Podcast.

Imagine waking up one regular Monday morning as you usually do… only to find out that all your income, close support network, and, in general, your regular financial support sources are forever gone, and now you’re back to square one (which, by the way, probably feels like square -1000). It may sound like a hard stretch, but for so many women, this nightmarish scenario highlights a common and real fear: the possibility of losing their stability in life because they don’t have their own money. And while this might sound scary, this week’s guests and dear friends will share how this lingering sense of insecurity pushed them to seek financial independence and, simultaneously, turned them into an inspiration to us all.  Some people say the biggest lessons in life come whenever you least expect them, and today I’ll have to agree with the popular lore. In today’s episode, I’m having a conversation with two friends and fellow Accredited Financial Counselors®, Weslia Echols and Willa Williams who learned through their lived experiences why being financially independent is so important.Weslia and Willa’s unique mission is to assist Christian women in embracing their STEWARD Identity™. They aim to help women discover their unique path to creating wealth and achieving financial fulfillment. Through their company, Trinity Financial Coaching, and their weekly podcast, Wealth and Wisdom Together™, they have created a safe space for women to learn and discuss money while trusting God, trusting themselves, and trusting the process.In this episode you will learn: Why financial independence should be a top priority in everyone’s life list.A core characteristic of financial fulfillment that everyone should be aiming to have. Willa and Weslia’s take on what’s the biggest financial barrier that most people face.For a quick recap of this episode go to https://www.jenhemphill.com/411The post, Seeking Security? The True Meaning of Financial Independence | HDM 411 appeared first on the Her Dinero Matters Podcast.

Intuitively, we all know that leaving your home country for good is a challenging experience. Adapting to a new place, language, culture, job market, AND financial system is anything but an easy feat. However, knowing that it’s hard and listening to the first-person account of someone who not only survived the experience but also managed to thrive and build a meaningful career is truly inspiring. In today’s episode, we are having an empowering conversation with Jhoanna Astudillo, the Hispanic segment leader in BOK Financial’s Consumer Division. Jhoanna will share with us her biggest money realizations and how they came to be. When was the last time you had a hard time cashing a check at your local bank? Or the last time you had to wait one hour for someone to help you do a simple money transfer? If the answer to those questions is some variation of “I’m not sure”, today’s episode will surely surprise you. Like many immigrants, today’s guest had to re-start from scratch. From having to learn the language to figure out the U.S. financial system and, while on it, uncovering her limiting money story, Jhoanna’s journey will inspire you as much as it has inspired me. Jhoanna Astudillo is the Hispanic segment leader in BOK Financial’s Consumer Division, and the first Hispanic person to serve in this position. She has worked in the financial industry since 2007. Previously, she served in the U.S. Army and has a Bachelor’s Degree in International Business and Marketing from Illinois State University.In this episode you will learn: Jhoanna’s story and why she was referred to as a “ghost”. The steps Jhoanna has taken to improve her relationship with money. How the financial industry is adapting to better service the Latino community and Jhoanna’s role in that.For a quick recap of this episode go to https://www.jenhemphill.com/410The post, Cultural Humility Will Set Your Finances Free | HDM 410 appeared first on the Her Dinero Matters Podcast.

Have you ever walked into a bank to request information about a product or service only to hear a long-winded and hard-to-understand explanation that, instead of providing answers, only creates more questions? This is an experience that almost everyone in the Latino community has experienced at least once in their lives. Not because financial concepts, in and by themselves, are too complex or impossible to understand. Not at all. Sometimes, it’s just because the ones giving all the explanations lack a foundational core element that, in an ideal world, every financial educator should have: cultural humility. In this week’s episode, Dr. Melinda Jimenez Perez will share with us what cultural humility is and why this not-so-obvious concept is essential when teaching (and learning!) about all things money. Let’s be honest: money and finances may not be as complex or abstract of a topic as calculus or some good old geometry, but still, that doesn’t mean everyone will be able to understand the basic tenets at once.  The way you think and interact with money can be completely different from the way I see it, and that doesn’t make any of us right or wrong. It’s just different. According to Dr. Melinda Jimenez, understanding how our own culture impacts the way we see finances and what we can do to improve our situation (even when we might lack “basic” financial knowledge) is the essential working definition of cultural humility. In today’s episode, we will learn why cultural humility is essential for improving financial literacy in the Latino community. In this episode you will learn: What cultural humility is and why it’s essential in financial education.The power of representation in financial education.The rise of financial resource centers and why they matter.For a quick recap of this episode go to https://www.jenhemphill.com/409The post, Cultural Humility Will Set Your Finances Free | HDM 409 appeared first on the Her Dinero Matters Podcast.

When you are a parent, you all know sending your kids off to college and out of the house (aka, empty-nesting) will happen eventually, but no one really prepares you for it. And, like everything in this life, different people react to it in different ways. Since that moment in my parenting life is fast approaching, in this week’s episode I want to share a few empty-nesting hidden financial considerations that I’ve discovered along the way and why they matter.If you’ve already shipped your kids off to college and into the beginning stages of their adult lives, you know this is not an easy step. Not only are you effectively reducing your number of household members (#gasp), but, in a way, you’re finally putting to a test all those years of upbringing. Will your children be able to make the right life and financial decisions? You don’t really know, and everyone keeps saying you can only hope for the best.But, is that accurate? Does your financial involvement in your kids' lives effectively end on the day they leave for college or have things changed since your own college days? I feel that’s the big question every parent needs to start figuring out now. This is why, in today’s HDM episode, I’ll walk you through five (important) financial considerations that are starting to take shape in my planning process. I’ll share with you why these things are important for my journey and what are some key takeaways to consider.In this episode you will learn: Storytime: why has empty-nesting been on my mind lately?The positives: a couple of great things I’m actually looking forward to.Five financial considerations that I hadn’t thought about before.For a quick recap of this episode go to https://www.jenhemphill.com/408The post, The Hidden Costs of Empty Nesting | HDM 408 appeared first on the Her Dinero Matters Podcast.

Having honest and open conversations about real topics with our close friends is an essential part of life. And sometimes, knowing what other people are chatting with their pals can be truly eye-opening. If you’ve ever wondered how a conversation between two GenX women who are going through similar life experiences sounds like, you’re in for a true reveal. In this week’s episode, I’m having an informal chat with my good friend Librada Estrada about our kids stepping into adulthood, our health, and, of course, preparing financially for our future. Have you ever found yourself going through challenges or circumstances that no one else seems to be relating to? It’s not that your issues are uncommon or only specific to you, not at all. It’s more that you would prefer to have an open conversation with someone who not only is close to you but is also going through the same life stage as you are. Someone who relates to your lived experience in the way only a close friend can. Well, this week’s episode is a great opportunity to sneak peek into how such a conversation unfolds! This week I’m having an informal chat with my long-time friend Librada Estrada on all things money, planning, and, of course, health. In this episode, you’ll get to be a fly on the wall while two GenX women going through similar experiences talk about life, money, and health.In this episode you will learn: Thoughts on helping your kids transition into adulthood (plot twist: it ain’t simple!)Why always keeping in mind your future needs is the best mindset to have when thinking about retirement.The importance of having (and holding to) a vision when setting up your goals.For a quick recap of this episode go to https://www.jenhemphill.com/407The post, A Conversation Entre Amigas | HDM 407 appeared first on the Her Dinero Matters Podcast.

If you are among the millions of people who rely on Google Maps to get to places, use Task Rabbit to find contractors, or have groceries delivered almost anywhere through Instacart, you are not alone. These services may feel like separate entities, but at the end of the day they all have one major thing in common: they are extremely convenient and, as such, most of them come with a hefty price tag. Does this mean you shouldn’t use them? The goal of this week’s episode is to answer that eternal question. Today, I’ll share my thoughts on the price of convenience and how you can use this bonus to your advantage.Picture the following scenario. It’s mid-week, and instead of decreasing, your workload is at an all-time high. You leave the office exhausted and in a daze, only to realize a few minutes into your commute that, yet again, you forgot about dinner. It seems that your brain just can’t plan a proper grocery haul so, just like you did last week, you decide to take the convenient approach. With just two or three flips through your phone screen, your problem is solved. Dinner will be served at your door in less than half an hour, courtesy of Uber Eats. Convenience may be just a noun, but on a busy Wednesday evening, when you have no mental space left available, it becomes a life-saver. The glue that holds together your packed schedule.The only problem? Just like any luxury item, choosing the most convenient option usually has an extra fee. Yes, your meal delivery, house cleaning, and transportation services may be extra handy, but they ain’t cheap. This is why in today’s episode we are going to have an in-depth discussion about the price of convenience. Why is it that the United States consumer loves convenience so much and what is the true price you are paying for getting some time back in your calendar? In this episode you will learn: Snap history: how did these convenient services come to be?One risk of relying too much on handy solutions.Key things you need to know before signing up for these services.For a quick recap of this episode go to https://www.jenhemphill.com/406The post, The Price of Convenience | HDM 406 appeared first on the Her Dinero Matters Podcast.

Although no one likes to think about financial bumps, the harsh reality is that, as long as you have money in this game, total financial loss and bankruptcy will always be part of the spectrum of possible outcomes, and while I’m all about positive thinking, I also want to stress the importance of being prepared for even the worst case scenario. This is why, in this week’s episode  I’ll share with you five reasons why you should have a backup plan to protect you when the possibility of total financial loss starts to loom over the horizon. We all have our own version of the worst nightmare ever. For some, that no-go scenario is filled with creepy crawlers (shudder), crazy heights, or bad news. For others horrible traffic jams, crowded places, and unfortunate circumstances are all that it takes to qualify something as a seriously bad dream. However, if we leave the specifics aside, we can all agree that most of us consider total financial loss as one of the most accurate definitions of nightmarish scenarios.In today’s day and age, it’s hard to imagine a more anxiety-generating situation than the loss of all our material wealth. In fact, for some people, the possibility of experiencing total financial loss is such an unthinkable scenario that the act of simply considering the possibility is enough to trigger a mini-panic attack. While I always strive to remain positive and uplifting, I have to recognize that sometimes being prepared for our worst-case scenarios does pay off. When it comes to total financial loss having a plan in place (aka, your emergency protocol) will always be a savvy choice. This is why in this week’s episode, I’ll share with you five reasons why you should have a backup plan to protect you when the possibility of total financial loss starts to loom over the horizon.In this episode you will learn: Five key reasons why you should always be prepared, both for the good and the bad.My insights on how I answered the “What would I do if…?” question.How others have responded to this question and their bid takeaways.For a quick recap of this episode go to https://www.jenhemphill.com/405The post, Total Financial Loss: Can You Prepare For It? | HDM 405 appeared first on the Her Dinero Matters Podcast.

Splurging or saving? That is the question. And if you have a financial goal that requires you to save big and consistently, you probably know firsthand how stressful and frustrating spending decisions can feel. You see an item that catches your eye big time and, while former you would have proceeded to buy it without any additional thoughts, the new you is running a full forecasting projection the minute you gaze upon the price tag. If this scenario sounds familiar, you’re in good company! In this week’s episode, I’ll share with you a set of guiding questions that will help you navigate the delicate art of figuring out when it’s better to save and when it’s safe to splurge.No adult life is fully complete without a full set of (deceptively) crucial decisions. Whole wheat or white bread? Cats or dogs? A relaxing staycation or an adventurous one-week vacation? Green juice or salad? All of these will give you a few guaranteed harsh minutes.However, when it comes to deceptively simple decisions, saying yay or nay to a specific purchase stands in its own category… especially when you’re committed to reducing your spending to the minimum (hello, Great Financial Goals!). What’s more, this mini-mental ordeal becomes even more challenging when you perceive said expense as something with the potential to transform your life (think high-end organic foods, hot and in-demand kitchen appliances, or home & garden items that just feel right).If you are on a tight spending budget, but also feel compelled to just go and get that item now, the framework I will share in today’s episode might be just what you need. From navigating the complicated emotions that arise when spending decisions show their bizarre face, to actually understanding the thinking that takes place the minute you see that lush patio furniture, this episode has it all!In this episode you will learn: The I-Needed-This-Yesterday mentality sometimes plays tricks on you, and here’s why.Why the road to Big Financial Goals is not always paved with sacrifices.The five questions you need to ask yourself before making that spending decision.For a quick recap of this episode go to https://www.jenhemphill.com/404The post, Splurging or Saving? Five Guiding Questions to Help You Make Better Spending Decisions| HDM 404 appeared first on the Her Dinero Matters Podcast.

Have you ever been through a phase in your life when all you want is a serious reset? If you suspect this need to overhaul everything won’t just go away with a few days off or even a short trip to the beach, you’ve landed in the right space. In this week’s episode, I’m sharing a few exciting updates on the direction this podcast will be taking in this new season. And, spoiler alert, it all boils down to one single thing: balance.How does life look like when we are so busy that we can’t even see properly what’s standing right in front of us? I’m sure that, like most women I know, at some point, you too have been overwhelmed and swamped by life’s circumstances. Whether it’s because you have a demanding job, are in charge of small children with multiple activities and conflicting schedules, or just happen to be the unlucky victim of a complicated commute, sometimes functioning without a good dose of overwhelm is just not an option. When that happens, all we need (all we crave, in fact) is a big, massive break. Which is exactly what this podcast did over the summer since, just like you, I’ve also been through one of the busiest seasons ever.Now that we are back, it is time to share some exciting (and much-needed) updates on what’s going on over the other side of the mic. In this episode you will learn: A quick update on the format (hint: we are going back to our roots).Two exciting business updates (did anyone say better resources?)A quick recap of what’s happening on the personal side.For a quick recap of this episode go to https://www.jenhemphill.com/403The post, The Start of a Fresh New Season | HDM 403 appeared first on the Her Dinero Matters Podcast.

Budgeting doesn’t need to be complicated! There are plenty of great budgeting tools out there that make it easier to manage your finances, but how do you choose the best one for you with so many to choose from? Once you do choose, how do you not overwhelm yourself? And what is the trick for staying consistent? We discuss this and more in this solo episode. Creating a monthly budget can help you gain an understanding of your financial situation and set clear goals. With so many options available when it comes to budgeting tools, it can be overwhelming to decide which ones to go with. In this episode, I share several budgeting tools as well as help you figure out how to choose the best one for you without a headache.In this episode you will learn: Three key details to help you choose the budgeting tool for you Why you should define financial responsibility for you.One key tip on how to manage your finances without stressFor a quick recap of this episode go to https://www.jenhemphill.com/338The post, Budgeting Tools: How to Choose, Organize and Simplify Your Finances  | HDM 338 appeared first on the Her Dinero Matters Podcast

Are you needing new ideas or inspiration when it comes to saving that money? Our Reina Crew this month discusses just that! Don’t miss out and tune into this episode.A little bit about our panelists for this episode:🙋🏻‍♀️ Cindy Zuniga is the founder of Zero-Based Budget Coaching LLC.  After graduating from law school in 2015 with over $210,000 of debt, Cindy took control of her money by immersing herself in the world of personal finance.In 2018, she launched @zerobasedbudget to document her debt payoff journey and simplify personal finance concepts.  After recognizing, through her platform, people’s unique needs and goals, Cindy founded Zero-Based Budget Coaching LLC and offers personal finance coaching services and speaks to audiences small and large about budgeting, saving, investing, and more.Cindy practices law full time as a commercial litigator.🙋🏻‍♀️ Katia Perez-Chesnok is an entrepreneur, financial literacy blogger & advocate and millennial mom. She worked investment and commercial banking for more than 10 years, in institutions such as Bank of America, Royal Bank of Canada among others.Katia runs the personal finance blog Economikat dedicated to all women and especially Latinas, to empower, inform and inspire them on their financial journeys while sharing tips on savings, budgeting, investing and others.She also co-founded CP Clicks, a digital marketing and e-commerce agency.In this episode you will learn: Challenges they have had when it comes to savingHow they overcame those challenges and started saving moreSome creative ways they have saved and others they are wanting to tryFor a quick recap of this episode go to https://www.jenhemphill.com/193The post, Thinking ‘Outside the Box’ to Save Your Money  | HDM 193 appeared first on the Her Dinero Matters Podcast

How to stop being broke starts from within, not with your paycheck.In this episode, we chat with Angelina Rosario who found herself broke.This was a turning point in her life which lead to reflection, growth and to thriving in her financial life.For a quick recap of this episode go to https://www.jenhemphill.com/182The post, How to Stop Being Broke and Thrive with Angelina Rosario | HDM 182 appeared first on the Her Dinero Matters Podcast

Did you know that according to studies conducted by Andrew Naber, an organizational psychologist, the average person spends roughly 90,000 hours at work in a lifetime? It’s wild. Since work is such an important part of our lives, spending our days in an unsupportive and draining environment (aka, a job with toxic work conditions) definitely has the potential to turn our lives upside down. But, what do you do when this unfortunate situation becomes your reality? Is it possible to find a way out? That’s exactly what Doris Quintanilla, founder of the Melanin Collective, will attempt to answer in today’s episode. It’s Sunday evening and your body knows it. As soon as the day starts to fade out, an annoying and anxious voice in your head starts to turn up the volume. Before you know it, your heart is racing, your palms are sweaty, and a bone-aching sense of dread, like a Siberian tiger pouncing out of nowhere, engulfs you. The proverbial Sunday Scaries, an ever-present malaise that two years ago you believed to be the name of (yet another) over-hyped  cereal brand, is paying his regular weekly visit. The reason? The prospect of facing yet another work week is making your stomach turn. Admitting this, however, is not easy. At the end of the day, you still love what you do —you find meaning and joy in your career. The real problem (or, as some would say, the only problem) is that the work environment where you currently operate is sucking your soul out. It may be an unresponsive/unsupportive manager, passive-aggressive coworkers, long and exhausting working hours or unrealistic expectations from the leadership team —you name it. Regardless of the circumstances,  the problem remains: doing your job has become a race to the bottom that slowly (but oh, very steadily) is running you dry. If this situation sounds familiar, here goes the million-dollar question: how do you get out of this space? How can you recover your peace at work? Is there an actual way out of a toxic work environment? In this week’s episode, Doris Quintanila, founder of the Melanin Collective, will share her key to surviving toxic work environments. In this episode you will learn: The impact marching the streets, helping in fundraisers, and an abundance of determination had in her personal life.The story of  how her work environment soured up  after suffering a concussion.Her best tip to help you survive and overcome  a toxic work environment.For a quick recap of this episode go to https://www.jenhemphill.com/196The post, This Is NOT the End: The Key to Overcoming Toxic Work Environment  | HDM 196 appeared first on the Her Dinero Matters Podcast.

Did you know that believing in your capacity to make things happen (aka, believing in yourself) plays a huge role in the outcome of your projects and plans? It may not seem like a big deal, but a lack of belief can actually hinder you in ways that are hard to calculate with a simple spreadsheet. In this episode, I’ll share with you why belief in yourself is so important and what to do to cultivate this skill. Have you ever had a project in which you meticulously planned every step? In fact, everything was so well thought out in advance that you were certain this thing was going to turn out to be nothing short of amazing…except it didn’t. And now, with the advantage of hindsight on your side, you can finally start to see there was indeed a missing ingredient: belief. Or to be more specific: a lack of belief in yourself (and your skills).A lack of belief that, more often than not, translates into a lack of trust in your ability to make things happen. In this episode, we are going to dig deep and discuss what’s the role of belief in your everyday life and what you can do to harness its power. In this episode you will learn: The difference between belief, mindset, and confidence. How beliefs impact your work and the way you carry yourself in the world. What to do if you’re stuck in the lack of belief cycle. For a quick recap of this episode go to https://www.jenhemphill.com/199The post, [Summer Playlist] Harnessing the Power of Believing in Yourself | HDM 199 appeared first on the Her Dinero Matters Podcast.

Have you ever heard the story of someone who managed to overcome a dire financial situation and immediately thought “I would love to know how they did it”? I know I have! As any curious human would do, I’m always on the lookout for stories that showcase what others have done to overcome hurdles, especially if those roadblocks were money-related. In this episode, Kara Perez, the founder of Bravely Go, an award-winning financial education company, will share with us how she overcame some major financial challenges and how the experience shaped her.  Financial resilience is probably one of the most important skills you will ever develop. The ability to bounce back from setbacks and be strategic when organizing your priorities will always serve you well. The only problem with this? A huge catch-22:  to develop financial resilience you have to “walk the talk”, as Kara Perez's story aptly demonstrates. Kara grew up on the East Coast and, just as many of us do, she was raised in an environment where money was tight. And yet, at the tender age of 24, she decided that enough was enough and managed to pay back her student loans, fix her finances, and build a community that teaches people how to make sustainable money choices.  In this week’s episode, Kara will share with us her story and the big takeaways she got out of her journey. In this episode you will learn: Kara’s story on becoming financially resilient. Thought-provoking insights on the gender wealth gap and why this matters.Two things Latinas can do to minimize the impact of the gender wealth gap. For a quick recap of this episode go to https://www.jenhemphill.com/198The post, [Summer Playlist] A Journey Towards Financial Resilience | HDM 198 appeared first on the Her Dinero Matters Podcast.