Entrepreneurship is exciting, fulfiling, and scary all at the same time. Join me on this weeks episode as I chat with Marc Steren, CEO and Co-founder of University Startups. I've known Marc for over 20 years and we had such fun and informative conversation. You can find Marc Steren and University Startups here: https://www.university-startups.com/YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

This week on Your Financial Maven, I sit down with couple Abigail Vacca and Keith Berthiaume, Hosts of the Global Treasurers Podcast, to talk all about being in a relationship and money. It's important to have those conversations when you are in a relationship about your finances. Join me as I have this wonderful conversation and hopefully make you feel less scared to have this important conversation with your significant other. You can find the Global Treasurers podcast here: https://globaltreasures.podbean.com or wherever you listen to your podcast. YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

In my latest installment of Do You Know your Money Minisodes, I chat all about Life Insurance Basics and why it is so important to have. Check out this Life Insurance calculator: How Much Life Insurance Do I Need?____________________________________________________________________________YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Financial Literacy month is in April and it is important to talk to our kids about money. I sat down with Prince Dykes who is the Managing Partner, Royal Financial Investment Group, Co-Founder of Global Children Financial Literacy Foundation, Author, and retired US Navy Chief. He is the published author of the father and son financial literacy book series which includes titles: Wesley Learns to Invest, Wesley Learns About Credit and Wesley Learns About Insurance. He is the founder/host of the weekly financial literacy podcast "The Investor Show" which reaches 20k weekly listeners. He also is the financial contributor for gobankersrates.com and Thinktech Hawaii. His non-profit Global Children Financial Literacy Foundation turns kids into first-time shareholders of stocks through its book club “Wesley Learns.” He resides in Aurora, Colorado with his wife of 14 years and their 12-year-old son, Wesley. Check out the Wesley learn series and the Global Financial Literacy Foundation: https://www.gcflf.org/____________________________________________________________________________YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

In my latest episode, I sit down with Ariana Contreras Senior Community Engagement &Communications Manager with Women’s Money Matters Non-profit Organization based out ofBoston, MA. We chat about how Ariana came to the organization and what the organization offers to women all over the United States, not just in Massachusetts.The mission of Women’s Money Matters is to empower women to improve their financial health to create a more secure future for their families and communities. Their vision is to envision a world in which all women have a financially stable life.Check out this organization and Thank you Arianawww.womensmoneymatters.orgInstagram | Facebook | YouTube | LinkedIn_____________________________________________YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Part 2 of my conversation with Small Business Owner Rich Waine of Richard Waine Photography. The conversation continues with small business talk and then shifts to share our insights for young adults and why understanding your money is so important. Rich is a professional headshot photographer based in Lancaster, Pennsylvania. Born and raised in Queens, New York, at a time when shag carpeting was still in style. A musician from the age of 9, I found inspiration and a desire to create. Rich is a graduate of Hofstra University, and have spent the better part of my career in the field of finance. Working long, stressful days on Wall street, I decided to take a different direction. He didn't just dive into headshot photography, but saw a YouTube video of Peter Hurley. In awe of his energy, knowledge and personality, Rich made the commitment to pursue headshots as his specialty. After meeting Peter and spending time with him at an industry conference, Rich was confident that this was my calling. Peter wasn't so sure. Rich is proud to be a mentor in The Headshot Crew and prouder still to call Peter a friend and mentor.As a headshot photographer and facial expression coach, Rich's goal is to provide you with an exceptional headshot experience and high-quality images that elevate your branding and marketing material. I can attest to that as I have used Rich twice in the last decade to take my headshots for both my business and my podcast. Whether you are striving to reach the next milestone in your profession, vying for the lead role in a production, building your client base, or searching for your love interest, your headshot is an essential tool in communicating your identity and personality.Here is where you can find him:Richard Waine Photography https://richardwaine.com info@richardwaine.com https://www.facebook.com/RichardWainePhotography https://www.instagram.com/richardwaine/ https://www.linkedin.com/in/richardwaine/ _____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You! _____________________________________________ www.yourfinancialmavenpodcast.com Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA Editing: Kris Zarnoch of KMZen Creative Music: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Part 1 of my conversation with Small Business Owner Rich Waine of Richard Waine Photography all about small business and money. As small business owners, it is important to understand why knowing your money can help you be more successful in your business. Rich is a professional headshot photographer based in Lancaster, Pennsylvania. Born and raised in Queens, New York, at a time when shag carpeting was still in style. A musician from the age of 9, I found inspiration and a desire to create. Rich is a graduate of Hofstra University, and have spent the better part of my career in the field of finance. Working long, stressful days on Wall street, I decided to take a different direction. He didn't just dive into headshot photography, but saw a YouTube video of Peter Hurley. In awe of his energy, knowledge and personality, Rich made the commitment to pursue headshots as his specialty. After meeting Peter and spending time with him at an industry conference, Rich was confident that this was my calling. Peter wasn't so sure. Rich is proud to be a mentor in The Headshot Crew and prouder still to call Peter a friend and mentor.As a headshot photographer and facial expression coach, Rich's goal is to provide you with an exceptional headshot experience and high-quality images that elevate your branding and marketing material. I can attest to that as I have used Rich twice in the last decade to take my headshots for both my business and my podcast. Whether you are striving to reach the next milestone in your profession, vying for the lead role in a production, building your client base, or searching for your love interest, your headshot is an essential tool in communicating your identity and personality.Here is where you can find him:Richard Waine Photography https://richardwaine.com info@richardwaine.com https://www.facebook.com/RichardWainePhotography https://www.instagram.com/richardwaine/ https://www.linkedin.com/in/richardwaine/ _____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You! _____________________________________________ www.yourfinancialmavenpodcast.com Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA Editing: Kris Zarnoch of KMZen Creative Music: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Beneficial Ownership Information (BOI) Reporting Requirements are now expected by most small businesses. What is BOI and Do I need to File? In this latest Do You Know Your Money Minisode Small Business Edition, I give you an overview of BOI and why it is important for you to know about it.BOI Information:FinCen BOI Link: https://fincen.gov/boiFAQ's- https://fincen.gov/boi-faqsYou can also find a summary of this episode on my latest Blog here: Beneficial Ownership Reporting Requirements_____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You! _____________________________________________ www.yourfinancialmavenpodcast.com Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA Editing: Kris Zarnoch of KMZen Creative Music: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Welcome to my first in a series of Do you Know your Money Minisodes for Small Businesses. It's the end of the year and there are things as a small business owner you should be aware of before the new year and tax season begins. Take a listen to what you should be looking at regarding your small business and what you should have in place before year end. Here is a link to the IRS Small Business and Self-Employed Tax Center. You will find all kinds of information that a Small Business owner needs to know. Including links to what an independent contractor is and information on employees: Small Business and Self-Employed Tax Center _____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________ www.yourfinancialmavenpodcast.com Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA Editing: Kris Zarnoch of KMZen Creative Music: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

In this Episode of Your Financial Maven, I am excited to share with you my guest interview with Billy Zerillo Wealth Management Advisor/ Vice President at TerraWealth. Billy and I chat all about money and the importance of working with our clients and helping them feel financial empowered. Part of Billy’s passion is “Empowering divorced entrepreneurs to reclaim financial confidence and define their purpose.” He has four elements of how wisely we are spending our income and shares it here. In addition to being a Wealth Management Advisor, Billy is a podcaster himself and hosts The Money Talk and he is in the process of writing a book with the same title “The Money Talk.” Thank you, Billy, for joining me on Your Financial Maven. It was a lot of fun and very imformative. You can find Billy Zerillo here:https://www.terrawealth.com/billy-zerillo/ https://www.youtube.com/@Themoneytalkpod https://www.instagram.com/themoneytalkadvisor/ _____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________ www.yourfinancialmavenpodcast.com Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA Editing: Kris Zarnoch of KMZen Creative Music: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

It’s Part two of Do you Know you Money Minisode Individual Tax Edition. In this minisode, I touch on tax inflation rates, W2 review, 401(K) and IRA increases and making sure you are donating to a legitimate Nonprofit Organization. Check out my tax resource links here related to this minisode: https://www.yourfinancialmaven.com/individual-tax-resources _____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!_____________________________________________ www.yourfinancialmavenpodcast.com Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA Editing: Kris Zarnoch of KMZen Creative Music: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

You might be busy with the Holiday Season, but Tax Season is right around the corner. The year-end is coming and there are things you need to be aware of before it turns midnight on December 31st. In the part 1 of my Do You Know Your Money Minisode Tax episode, I focus on some important things you need to have and be prepared for when it comes to Tax Season. Whether you prepare your returns yourself, or you work with a tax professional like a Certified Public Accountant (CPA), its important to be organized throughout the process. This episode really focuses on the individual tax preparer, but don't worry, I will also have some great insights and tips coming out soon for small business owners to be prepared for Tax Season as well. Here are some great links you need to have:IRS Tax Account: https://www.irs.gov/your-account2023 Tax Rates and Standard Deduction information: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023Verify your Tax Preparer or CPA: https://irs.treasury.gov/rpo/rpo.jsf_____________________________________________ YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Welcome back to a brand new episode of Your Financial Maven (YFM)! I am so excited to be back in my podcast studio recording great episodes for you! This is the first of what I am calling "Do You Know Your Money Minisodes" where I talk about important topics like budgeting, taxes and any other insights I want to share with you about money. Check out all of my episodes and look for more "Do You Know Your Money Minisodes" coming soon!Budget Worksheet TemplateSpending Plan Template_____________________________________________YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!____________________________________________www.yourfinancialmavenpodcast.comYour Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPAProduction: Your Financial Maven LLC and Samantha M. Besnoff, CPAEditing: Kris Zarnoch of KMZen CreativeMusic: Written, Composed and Performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Do you know your money? Do you feel financially empowered about your money? Or are you stressed about your money? I'm Samantha Mittman Besnoff, CPA, and I'm so excited to share my "Your Financial Maven" podcast, where we need to change the way we think about money, our understanding of it, and the effects it has on our lives. My podcast, "Your Financial Maven," includes interviews with guests both in and out of the financial world. As well as mini -sodes, where I just talk to you about all things money. It's important to think about the psychological aspect of how our upbringing and experiences change how we make spending and financial decisions.The "Your Financial Maven" podcast touches on budgeting, taxes, and really anything around money. I've spent over 25 years in the accounting field, and my expertise is vast.And that is why I'm known as "Your Financial Maven." And I'm so excited to be sharing my "Your Financial Maven" podcast with you. Don't miss an episode of the "Your Financial Maven" podcast.You can find "Your Financial Maven" on Spreaker as part of their prime network or wherever you listen to your podcasts.www.yourfinancialmavenpodcast.comFeel free to leave Your Financial Maven a message: I want to hear from you!_________________________________________________________________Produced and Hosted by Samantha M. Besnoff, CPA and Your Financial Maven LLCEditing by Kris Zarnoch of KMZen CreativeMusic is written, composed, and performed by Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

It's a topic we just don't want to talk about, but we need to: What happens if my spouse/partner passes, how do I handle the financial side of things. In this episode of Your Financial Maven, I sit down with Chris Bentley, MBA, CFP®, CRPC®, CLU® and CEO of Wings for Widows to talk about what we just don't want to talk about. Understanding what needs to be done when a loved one passes, it so important and planning ahead of time too is just as important. Thank you to Chris for enlightening me and enlightening my listeners. ______________________________________________________________________ You can find more information about Wings for Widows and the amazing work that Chris and his organization does here: https://wingsforwidows.org/home/ _____________________________________________________________ Your Financial Maven wants to hear from you! Leave your insights or questions about money and you just may be on the podcast: www.yourfinancialmavenpodcast.com Hosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPA Editing by Kris Zarnoch of KMZen Creative Music written, composed and performed by the amazing Daniel ShoreSee omnystudio.com/listener for privacy information.Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

It's important to be aware of our money and understand it. And there are things that we don't always talk about, and we should. Join me in this great conversation with my girlfriend Lisa, who is also a part of the financial world, as we chat and talk about things including some new topics when it comes to money._____________________________________________________________ Your Financial Maven wants to hear from you! Feel free to leave an audio message via email at yfmpodcast@yourfinancialmaven.comHosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPAEditing by Kris Zarnoch of KMZen CreativeMusic written, composed and performed by the amazing Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

In this week's episode, I have the pleasure of engaging in a wonderful conversation with a dear friend of mine, whom I've known since our sons started first grade together. Since then, our bond has grown stronger, fostering numerous meaningful discussions about parenting and our journey through this life. So I felt compelled to invite my close friend, Kristin, to join me in a heartfelt conversation about all things money. And I’m thrilled that she agreed to do it. _____________________________________________________________ Your Financial Maven wants to hear from you! Leave your voice messages via email at yfmpodcast@yourfinancialmaven.comHosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPAEditing by Kris Zarnoch of KMZen CreativeMusic written, composed and performed by the amazing Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

In this episode of Your Financial Maven I shift the conversation and chat with a really good friend of mine and one of her sisters about growing up together and how they learned about money and how it shaped their lives. Money is a powerful force that can shape our lives and relationships, and this is particularly evident within a household where siblings coexist. Despite growing up under the same roof, siblings often develop different perceptions and attitudes towards money. Birth order, individual circumstances, financial roles, parental influences and personal values and priorities can affect how siblings learn and understand what it means to be financial empowered. As the youngest of three, I can definitely agree with this. Enjoy my chat with the Leahy Sisters _____________________________________________________________Your Financial Maven wants to hear from you! Leave your voice messages via email at yfmpodcast@yourfinancialmaven.comHosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPAEditing by Kris Zarnoch of KMZen CreativeMusic written, composed and performed by the amazing Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Tax season may be over, but reviewing your taxes throughout the year is recommended and will help you when it is tax time. Not only that, it can help with financial planning. I recently sat down with two Enrolled Agents to chat about taxes. Thank you to Kristin Delfau of HerMoney Solutions & Delfau Tax and Financial Services, LLC and Jenya Rose of Rose Tax and Financial for taking time out of your day to have a conversation with me about taxes. The take away from these conversations is that you should be paying attention through out the year and you should check in with a tax professional or take the time to look at resources like the www.irs.gov to see if any of these changes effect your taxes. _____________________________________________________________Kristin Delfau, EA: https://www.hermoneysolutions.com/ https://delfautax.com/ _____________________________________________________________Jenya Rose, EA: https://www.rosetaxandfinancial.com/ _____________________________________________________________Your Financial Maven wants to hear from you! Leave your insights or questions about money through a voice message at yfmpodcast@yourfinancialmaven.comHosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPAEditing by Kris Zarnoch of KMZen CreativeMusic written, composed and performed by the amazing Daniel ShoreRemember, the information provided here is general guidance. It's always recommended to consult a tax professional or refer to the specific tax regulations in your country for accurate and up-to-date information tailored to your situationBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

In this episode of Your Financial Maven, I sit down with Candice McGarvey, CFP as we talk about a holistic approach to understanding our Money. Candice has been a financial planner for many years, but shifted her focus in 2013 when she created HerDollars.com which focuses on women and their financial well being. In 2020 she, became a Willow Financial Life Coach. Per her bio: "Candice utilizes her expertise in not only financial matters, but spiritual and emotional as well. Her coaching methods prepare clients to engage more fully in their finances while also experiencing the calm of financial wellness." You can find Candice McGarvey, CFP here: linkedin.com/in/candicemcgarveywww.trustwillow.comYour Financial Maven wants to hear from you! Leave your insights or questions about money via an voice message at yfmpodcast@yourfinancialmaven.comHosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPAEditing by Kris Zarnoch of KMZen CreativeMusic written, composed and performed by the amazing Daniel ShoreBecome a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.