Bernadette Joy is the rich auntie you didn't know you needed. She launched Crush Your Money Goals® in 2020, a money media company to serve up practical and fun educational content. In that short time, she's taught thousands across the country her simple strategies to pay down debt, save more money, invest with confidence and pursue financial peace. Agree with her strategies or not, there’s no denying her cred: Joy paid off $300,000 of debt in three years and built her first $1 million of net worth in her 30s as a first generation Filipina-American, the eighth of her father's nine kids. She's been featured as a money expert on CNBC, Good Morning America, Business Insider and named to The 25 Most Influential New Voices of Money by NextAdvisor in partnership with TIME magazine. We cover the following in this conversation: Why commit to financial independence Money scripts and why mental health drives wealth Why renting is better than homeownership Growing personal wealth through other investment vehicles Why women need to become financially independent. ***