In this episode of Business Fumble, we sit down with Joy McJoy, a Las Vegas native, realtor, and property manager, who’s all about helping people create a lifestyle through real estate — whether it's buying, selling, renting, or investing. Joy shares her inspiring journey from being one of 12 siblings raised by a single mom to building a successful real estate career, all sparked by a billboard and divine timing.We dive into the realities of homeownership, common misconceptions, credit score myths, and the do’s and don’ts of trying to “finesse” your taxes to qualify for a home. Joy also drops valuable gems for first-time buyers, including how to avoid becoming “mortgage poor,” the truth about down payments, and why renting isn’t always a bad thing.If you've ever felt like homeownership is out of reach or confusing, this unfiltered, honest conversation is for you.