Our guest for today is Alex Mashinsky, Founder and CEO of Celsius Network. He came to the US as an immigrant 30 years ago and became a serial founder in the tech space. A colleague showed Alex Satoshi Nakamoto’s Bitcoin Whitepaper in 2009, but it took him until 2013 to understand the brilliance of decentralized networks.  We all need banks, but they charge fees for everything. Celsius Network offers an alternative. The company now has over 600 million dollars from over 77,000 global users and did 5.47 billion dollars in loans in 2019. Celsius Network's success is based on replacing the flawed banking model that charges millions of dollars in fees to its users. Celsius Network also aims to recreate the old community banking feeling and build trust by issuing loans as low as 3.5% per year. One of Celsius Network's tips is constantly asking the question, is this good for our users and helping our community? Alex explains that he wants to provide regular people with the same tools that are at the disposal of the rich.  Over the next five years, Alex is excited to see the crypto community grow. In over 700 years of banking, nothing has changed because we keep using the same system. Blockchain technology sparked the creation of an entirely novel banking system, so Alex predicts this might be the moment of evolution.   Topics covered: - Why Celsius is a killer app - The negative effect of banks and overdrafts -  Celsius Network typical customers - Borrowing against bitcoin - Alex’s first investment in cryptocurrencies - What Alex is the most excited about in the next five years - Recommendations about entering into the crypto asset space   Links to Resources: Website: www.Celsius.network Telegram: https://t.me/celsiusnetwork Twitter: https://twitter.com/mashinsky Email: alex(at)mashinsky(dot)com